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Correspondence
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Volume 333:733-734 September 14, 1995 Number 11
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Cost Sharing in Health Insurance

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 by Rasell, M. E.
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To the Editor: In her reexamination of cost sharing in health insurance (April 27 issue),1 Rasell offers a selective reading of the literature on the economics of health care and emphasizes the deleterious effects of cost sharing. In fact, cost sharing is an important mechanism of cost containment that can reduce costs with few adverse effects.

Rasell uses aggregated statistics on the utilization of services in the United States to conclude that cost sharing is ineffective. She states that "even with out-of-pocket spend-ing . . . at the current high level, health care expenditures in the United States are the . . . [Full Text of this Article]

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