Most Americans rely on their employers for health insurance.In 1997, of the 167.5 million nonelderly Americans with privatehealth insurance, 151.7 million belonged to employer-providedhealth plans.1 In response to the escalating cost of healthinsurance coverage in the 1980s, employers began devising newstrategies of cost containment. These included contracting withhealth plans that practiced a stringent form of managed care,substituting cheaper forms of health coverage for more expensiveones, limiting employees' choice of health plans, and shiftingcosts to employees in a variety of ways. These measures havestabilized health insurance costs for employers. However, they. . . [Full Text of this Article]
Reducing Employers' Costs
Managed Care and Diminished Choice
Cost Shifting to Employees
Squeezing Out Lower-Income Employees
Reducing Benefits to Retirees
Conclusions
References
Related Letters:
The American Health Care System
Menon M., Vickers M. A., Alpert J. J., Boren S. D., Boren D. M., Anstadt G. W., Leeman C. P., Rosenblatt M. G., Gornick M. E., Maun R. A., LaPorta R. F., Iglehart J. K., Bodenheimer T., Angell M.
Extract |
Full Text
N Engl J Med 1999;
341:917-921, Sep 16, 1999.
Correspondence
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