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Health Policy Report
The American Health Care System
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Volume 340:248-252 January 21, 1999 Number 3

Employer-Sponsored Health Coverage
Robert Kuttner

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Most Americans rely on their employers for health insurance. In 1997, of the 167.5 million nonelderly Americans with private health insurance, 151.7 million belonged to employer-provided health plans.1 In response to the escalating cost of health insurance coverage in the 1980s, employers began devising new strategies of cost containment. These included contracting with health plans that practiced a stringent form of managed care, substituting cheaper forms of health coverage for more expensive ones, limiting employees' choice of health plans, and shifting costs to employees in a variety of ways. These measures have stabilized health insurance costs for employers. However, they . . . [Full Text of this Article]

Reducing Employers' Costs

Managed Care and Diminished Choice

Cost Shifting to Employees

Squeezing Out Lower-Income Employees

Reducing Benefits to Retirees

Conclusions

References


Related Letters:

The American Health Care System
Menon M., Vickers M. A., Alpert J. J., Boren S. D., Boren D. M., Anstadt G. W., Leeman C. P., Rosenblatt M. G., Gornick M. E., Maun R. A., LaPorta R. F., Iglehart J. K., Bodenheimer T., Angell M.
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N Engl J Med 1999; 341:917-921, Sep 16, 1999. Correspondence

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