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Volume 361:e42 November 12, 2009 Number 20
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Communal Responsibility for Health Care — The Example of Benefit Assessment in Germany
Peter T. Sawicki, M.D., Ph.D.

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Many German observers are bewildered over the U.S. health care reform debate. Most Europeans see affordable health insurance for everyone as a fundamental element of a stable and prosperous society — an element founded on the principle of communal responsibility. Like the United States, Germany is a wealthy, democratic society with strong nongovernmental community institutions.1 In Germany, 90% of the population pays affordable contributions into the community-based system of statutory health insurance funds, which is supplemented by employer contributions and some taxes. The remaining 10% of citizens, most of whom have above-average incomes, pay into private insurance schemes. For the . . . [Full Text of this Article]


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From the Institute for Quality and Efficiency in Health Care, Cologne, Germany.

This article (10.1056/NEJMp0908797) was published on October 28, 2009, at NEJM.org.




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