When Senators Nancy Kassebaum (R-Kans.) and Edward M. Kennedy(D-Mass.) proposed the legislation that became the 1996 HealthInsurance Portability and Accountability Act,1 "portability"became a catch phrase for the bridging of gaps in our fragmentedhealth insurance system. Since about two thirds of Americansare insured through their employers, the loss of a job has oftenmeant the loss of a health plan. And with the rise of medicalunderwriting and the widespread practice of denying new insuranceto people with preexisting conditions, that loss may be permanent.
At the KassebaumKennedy hearings, there were accountsof people suddenly deemed . . . [Full Text of this Article]
What the New Law Does
Regulatory Federalism Run Amok
Toward Guaranteed Insurance
Devils in the Details
The Worst of Both Worlds?
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