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Volume 346:1822-1824 June 6, 2002 Number 23
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What's Ahead for Health Insurance in the United States?

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The announcement that most of the nation's biggest insurers — Aetna, CIGNA, Humana, the United Health Group, and Wellpoint Health Network — will be introducing a new kind of health plan during the next year or two signals the beginning of a new era in health insurance in the United States.1 These plans feature a complicated menu of premiums, copayments, and deductibles that will add impetus to the trend of employers' offering a defined contribution for health benefits. Each employee will get a fixed amount of money to spend as he or she sees fit and will use the Internet . . . [Full Text of this Article]

The Erosion of Social Insurance

Advantages and Disadvantages of the New Plans

Problems with Reliance on Catastrophic-Illness Insurance

The Reemergence of Social Insurance

References


Related Letters:

What's Ahead for Health Insurance?
Martin L. F., York G. K.
Extract | Full Text | PDF  
N Engl J Med 2002; 347:1209-1210, Oct 10, 2002. Correspondence

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