The announcement that most of the nation's biggest insurers Aetna, CIGNA, Humana, the United Health Group, and WellpointHealth Network will be introducing a new kind of healthplan during the next year or two signals the beginning of anew era in health insurance in the United States.1 These plansfeature a complicated menu of premiums, copayments, and deductiblesthat will add impetus to the trend of employers' offering adefined contribution for health benefits. Each employee willget a fixed amount of money to spend as he or she sees fit andwill use the Internet . . . [Full Text of this Article]
The Erosion of Social Insurance
Advantages and Disadvantages of the New Plans
Problems with Reliance on Catastrophic-Illness Insurance
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